We want your financial plan to paint a clear picture of where you are, where you want to be, and how to get there.
The First Encounter
We ask and listen. We want to discover what's most important to you.
Prior to meeting, you help us by completing the New Client Profile. The profile gives us clues about how to guide the conversation. Outlined by Dave Ramsey’s Baby Steps, we discuss your goals and how to pursue them from right where you are.
If we can help, we explain the logistics of moving forward. The next step is to design a financial plan for you. This often happens by the end of our first meeting, but we can schedule more time as needed.
Implementing a new plan means uprooting an old one. We assist with paperwork and navigate you through the transition.
As LPL Financial Advisors, we offer a diverse group of non-proprietary securities, and we cater to your philosophy. If you prefer passive management, we help you create a buy-and-hold strategy. As your net worth expands, we strategically add on.
If you prefer active management, we diversify among asset classes and sectors that suit you, and we strategically rebalance. We use technical analysis with the objective to optimize trading opportunities, without generating excess movement in your portfolio. We closely monitor holdings and react to activity that could impact performance. While all of that is great, it’s also important to realize that rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
You meet with us regularly to measure your progress—not just against the market but against your goals. Together, we make revisions based on economic and lifestyle changes.